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Savings Instruments
Savings Account
Interest compounded and credited quarterly. Six transfers allowed per quarter, if by preauthorized or automatic
transfer, or telephone agreement, order or instructions. Withdrawals
made in person or at an ATM are unlimited. Savings excess withdrawal of
$3.00 for each withdrawal or transfer after the third per quarter.
Christmas Club Account
Minimum balance required to open - $5. Interest calculated by daily
balance method. Compounded annually. Paid at annual maturity. If account
is closed before maturity, a $30 closing
account fee will be charged.
Time Deposits
We offer term lengths from 31 days to 60 months. Interest
offered is higher for longer terms. Minimum required deposit
amount must be maintained throughout the term. Interest
calculated by the daily balance method. Monthly, quarterly,
semi-annual, and annual interest payment options available on
most TDs. Early withdrawal penalty. Call or visit a Customer
Service Representative for current rates.
Individual Retirement Accounts
We have specially-trained people who can guide you through
the eligibility requirements for both the tax-deferred regular
IRA and the pre-taxed Roth IRA.
U.S. Savings Bonds
We are a purchase point for U.S. Savings bonds in
denominations of $50, $75, $100, $200, $500, $1,000,
$5,000, and $10,000.
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