The Most
Checking
2.51%APY*
on balances up to $25,000
0.31%
APY*
on balances over 25,000
0.10%
APY*
if requirements are not met
ATM REFUNDS
NATIONWIDE!**
For The Most Checking there are monthly requirements that must be
satisfied in order to receive bonus interest and ATM fee refunds.
Monthly qualification cycle requirements:
1.) Have at least 10 Debit
card purchases post and clear
2.) Have at least one
Automatic Payment or Direct Deposit post and clear
3.) Accept online
E-Statement delivery
*Annual Percentage Yield (APY) accurate as of September 15, 2011. Rate
Tiers are as follows: 2.51% APY applies to balances of $.01 - $25,000
and the portion of the balance over $25,000 will vary within the range
of 2.51% APY to 0.31% APY, depending on the account balance, as long as
requirements are met per qualification cycle. 0.10% APY applies to all balances if
qualifications are not met and ATM fees will not be refunded for that
time period. Rates may change after the account is opened. No minimum
balance required; however, you must deposit a minimum of $100 to open
this account. Fees may reduce earnings. Available to personal accounts
only. No monthly service charge.
**ATM fee refunds up to $30 per cycle
if requirements are met.
Qualification cycle:
Qualifying transactions must
post and clear during the qualification cycle. The qualification cycle
means a period beginning one business day prior to the first day of the
current statement cycle through one business day prior to the close of
the current statement cycle. Debit card purchase means any PIN or
signature based transaction performed at any location other than an ATM.
Transactions may take more than three business days to post and clear
from the transaction date. Intra-bank transfers do not count as
qualifying transactions. If qualifications are met during the
qualification cycle, then the account holder will receive the higher
rate and ATM refunds on cycle date, the next business day. If not, the
account holder will receive a base interest rate. The
qualification cycle will end on the second Tuesday of each month.
The statement will cycle on the following Wednesday.
Limited to Arkansas Residents only.